Pubali Bank Personal Loans offer fast processing of your loan which can be used for any purpose.

Features:

• Any purpose loan to improve the lifestyle of the Teachers.
• Loan amount maximum BDT 40.00 Lac. For above BDT 20.00 lac, appropriate collateral security to be provided.
• Flexible repayment (EMI) upto 60 months.
• Competitive Interest Rate.
• Processing Fee: @0.50% but maximum BDT 1,000/- plus VAT.
• No Hidden Charge.
• Easy documentation & quick processing.
• Option for early & partial settlement.
• Partial Settlement Fee: @0.25% but maximum BDT 10,000/- plus VAT.
• Early Settlement Fee: @0.50% on outstanding amount plus VAT.

Eligibility:

• Any Bangladeshi individual who has the means and capacity to repay the loan.
• Bangladeshi supported by National ID (mandatory).
• Age: Minimum 21 years & maximum 65 years at the time of maturity of the loan.
• Minimum Gross Income for salaried: Tk.10,000/-, self-employed: Tk.25,000/- & businessmen: Tk.25,000/- per month.

Required Documents:

• Copy of National ID of Applicant & Guarantor(s).
• 2 Copies of recent lab printed passport size photograph of applicant and guarantor(s).
• Copy of latest Income Tax Clearance Certificate/ Tax Return/ Tax Acknowledgement Receipt of the applicant (for loan amount exceeding Tk.5.00 lac).
• Bank Statement of at least 06 months.
• For salaried person, Salary Certificate from competent authority.
• For businessman, valid trade license for last two years, income statement.
• For House / Flat Owner, Electric Bill / Gas Bill / Municipal Holding Tax Receipt/ Mutation Parcha/ Rent Receipt in the name of the applicant/spouse/parents.

Security:

• Personal Guarantee(s).
• Authorization for debiting client's deposit account for collection of EMI.
• Required No's of fully prepared post dated & valid signed MICR cheques with Memorandum of Deposit of cheques.
• Collateral/ Appropriate security (if applicable).

Please contact your nearest PB PLC. Branch/ Sub-Branch/ IBW countrywide, or directly contact Tel.02-223381614 Ext. 380, 490, 47118710, 47118827; IP +88 09666821816 or e-mail us at retail@pubalibankbd.com